SAN FRANCISCO, Feb. 13, 2025 -- TomoCredit, the financial wellness platform that helps immigrants and other underserved groups get access to essential credit, released today a financial self-love guide, just in time for the Valentine's Day holiday.
TomoCredit CEO and Founder, Kristy Kim said, "Valentine's Day is usually focused on couples - fancy dinners, heart-shaped chocolates, and extravagant gifts. But this year we are encouraging people, especially women, to turn that love inward in the form of financial self-care. Instead of waiting for someone else to spoil you, why not take the opportunity to practice some financial self-love? With poverty being the 4th leading cause of death in the US, and women being at a higher risk for financial insecurity in their elder years and retirement - spending the holiday 'loving' yourself financially is the greatest act of care a person can do."
At its core, financial self-love is about making thoughtful money decisions that set you up for long-term success, while still allowing room for joy in the present. It's not about deprivation or rigid rules, but about balance, mindfulness, and self-care in the way you handle your finances.
So, how can you show yourself some financial love in honor of this Valentine's Day?
Here's TomoCredit's 2025 Valentine's Day guide on getting intimate with your money:
- Stop Scrolling: Instead of endlessly scrolling through social media and watching others celebrate, take a moment to focus on your own financial journey. Spend time on your favorite financial app, like TomoCredit, to explore ways to improve your credit score or even correct any credit errors. Review your bank statements, assess your budget, and track your progress toward your savings goals. This simple habit can give you a greater sense of control and help ease financial stress.
- Pay Yourself First: The best love stories begin with prioritization, and your finances should be no different. Before you spend on anything else, make sure you're setting aside money for your future—whether it's for an emergency fund, retirement, or that dream vacation. Paying yourself first is a simple way to ensure you're always investing in your own well-being.
- Say Goodbye to Bad Habits: It's time to say goodbye to financial habits that aren't serving you. Maybe it's impulse spending, ignoring your credit card balance, or avoiding financial planning altogether. Recognize these habits, take small steps to change them, and set yourself up for a healthier financial future.
- Invest in The Future: Long-term happiness isn't just about today; it's about securing your future happiness. If you haven't started investing yet, consider this your sign. Even small contributions to a retirement fund or investment account can exponentially grow over time, helping you build wealth and financial security.
- Knowledge is Love: One of the most powerful ways to show yourself financial love is through knowledge. Pick up a personal finance book, listen to a money podcast, or take a free online course. The more you learn, the better equipped you'll be to make smart financial choices.
- Progress > Perfection: Maybe you've paid off some debt, boosted your credit score, or finally stuck to a budget. No matter how small, these wins deserve recognition. Take a moment to celebrate your hard work and the steps you're taking toward financial freedom.
This Valentine's Day, instead of focusing on external love, take a moment to appreciate yourself - your independence, your resilience, and your financial growth. True wealth isn't just about numbers in a bank account; it's about the peace of mind that comes with knowing you're taking care of yourself, now and in the future.
About TomoCredit
Founded in 2019 by Kristy Kim, TomoCredit is a champion for financial inclusion. TomoCredit is transforming the credit industry, offering solutions to establish a robust credit history for those considered "credit invisible" – including new U.S. citizens without prior credit history, small and medium-sized business owners, students, and other young adults who demonstrate sound financial practices.
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