Global fintech CrediLinq Raises $8.5M Series A to Accelerate the Growth of B2B Embedded Finance

• The round was led by OM/VC (formerly Vectr Fintech) and MS&AD Ventures. New investors include Citi North America and Rustem Family office. Returning investors include 500 Global, Epic Angels, 1982 VC, and Big Sky Capital.
  
  
• CrediLinq operates in the embedded finance sector, enabling B2B platforms to offer financing solutions. Its AI-powered technology infrastructure integrates into online platforms through APIs and leverages the platform's real time alternative data to provide credit seamlessly to SMEs at the point of need.
  
  
• Funds will be deployed to drive market expansion, strategic acquisitions and partnerships in the US, UK and Australia; boost local presence in Singapore; hire senior commercial, product and tech talent and invest in further technology enhancements.

SINGAPORE, May 16, 2025 -- CrediLinq, the AI-powered embedded finance platform that is revolutionizing access to growth capital for underserved digital-first SMEs globally, announced today the close of its USD $8.5 million Series A funding round. The round was led by OM/VC and MS&AD Ventures. New investors include Citi North America and Rustem Family office.  Returning investors include 500 Global, Epic Angels, 1982 VC and Big Sky Capital.

CrediLinq will immediately accelerate geographic expansion, starting with the United States and subsequently into the United Kingdom and Australia.  The company will look to partner with larger digital platforms in these markets to drive user growth, enabling digitally native businesses transacting on platforms to access capital.

In addition, CrediLinq will strengthen its leadership bench in sales, marketing, product and tech to support expansion in the target markets.  A significant portion of the funds will also be invested in enhancing the company's technology stack — with continual improvement of AI-led credit algorithms that use the SME's real-time digital footprint including platform data, unstructured data, bureau information and the like, to reduce non-performing loans (NPLs), improve 'Default On' collections, and build agentic workflows to drive efficiency.

Deep Singh, Founder and Group CEO of CrediLinq, remarked: "Today marks a pivotal moment for CrediLinq as we accelerate the growth of embedded finance globally, helping platforms empower digital native SMEs with flexible, transparent and more seamless access to capital. With this new funding, we are excited to deepen our partnerships, expand into new markets, and invest in senior talent and technology infrastructure that will support the next phase of our growth." 

Vikram Kotibhaskar, Co-Founder of CrediLinq. added: "The embedded credit revolution continues to gain momentum, and CrediLinq is at the forefront of this innovation.  By being integrated within platforms, our Credit-as-a-Service stack leverages API connectivity, transactional data and credit algorithms for quick decision-making at the point of need and offers easy checkout within the partner ecosystem.  This results in a fast, frictionless and transparent customer experience and more ways for platforms to monetize their business.  Our agentic workflows also drive efficiency and continuous monitoring to keep loan losses low.  Platform partners benefit with higher stickiness, trust, and scalability that drives up GMV."